Comments on: Putting Retirement Saving On Hold http://www.myretirementblog.com/putting-retirement-saving-on-hold.html Retire happy, healthy and wise. Thu, 21 Aug 2008 04:06:43 +0000 http://wordpress.org/?v=2.6.1 By: retirehappy http://www.myretirementblog.com/putting-retirement-saving-on-hold.html#comment-62375 retirehappy Mon, 18 Feb 2008 16:36:33 +0000 http://www.myretirementblog.com/putting-retirement-saving-on-hold.html#comment-62375 Matt, if it helps, being the 35 year old guy is better than being the 55 year old guy! Sure, you won't end up with as much as the "smart" 20 year old but you also had the opportunity to spend that money and enjoy more out of life... that has to be worth something! I'm also self employed, consider a SEP-IRA or another individual retirement program like that and you should be just fine. Starting late beats never starting at all. Matt, if it helps, being the 35 year old guy is better than being the 55 year old guy! Sure, you won’t end up with as much as the “smart” 20 year old but you also had the opportunity to spend that money and enjoy more out of life… that has to be worth something!

I’m also self employed, consider a SEP-IRA or another individual retirement program like that and you should be just fine. Starting late beats never starting at all.

]]> By: matt http://www.myretirementblog.com/putting-retirement-saving-on-hold.html#comment-61937 matt Wed, 13 Feb 2008 17:53:15 +0000 http://www.myretirementblog.com/putting-retirement-saving-on-hold.html#comment-61937 Help! I need any advice.. I keep reading about all the smart people who start saving at age 20 until they are 40 and then stop. After waiting 20 years they end up with more than the guy who started at age 35.. and invested all the way to 65. Thing is Im the 35 year old guy! All I see is reasons to be discouraged. All the blogs seemed aimed at the ones who didnt procrastinate like me. What can I do? Im self employed. So no 401 K option yet.. There has to be SOMEONE out there who at least can offer a ray of hope.. Or tell me its too late even... Thanks! Help! I need any advice.. I keep reading about all the smart
people who start saving at age 20 until they are 40 and then stop. After waiting 20 years they end up with more than the guy who started at age 35.. and invested all the way to 65.

Thing is Im the 35 year old guy! All I see is reasons to be discouraged. All the blogs seemed aimed at the ones who
didnt procrastinate like me. What can I do? Im self employed.
So no 401 K option yet..

There has to be SOMEONE out there who at least can offer a ray of hope.. Or tell me its too late even…

Thanks!

]]> By: Here’s Your Team for The Superbowl of Personal Finance! (Carnival #138) | I've Paid For This Twice Already... http://www.myretirementblog.com/putting-retirement-saving-on-hold.html#comment-61244 Here’s Your Team for The Superbowl of Personal Finance! (Carnival #138) | I've Paid For This Twice Already... Mon, 04 Feb 2008 10:43:44 +0000 http://www.myretirementblog.com/putting-retirement-saving-on-hold.html#comment-61244 [...] Retirement Blog shares a reason why you might Put Retirement Savings on Hold. Keep in mind the short and long term implications of this [...] [...] Retirement Blog shares a reason why you might Put Retirement Savings on Hold. Keep in mind the short and long term implications of this [...]

]]> By: Rhea http://www.myretirementblog.com/putting-retirement-saving-on-hold.html#comment-60864 Rhea Tue, 29 Jan 2008 14:27:12 +0000 http://www.myretirementblog.com/putting-retirement-saving-on-hold.html#comment-60864 I do this, too. I save for retirement but sometimes pull back because I am also saving for a house. I do this, too. I save for retirement but sometimes pull back because I am also saving for a house.

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