Comments on: 4% Retirement Withdrawal Rule http://www.myretirementblog.com/4-retirement-withdrawal-rule.html Retire happy, healthy and wise. Thu, 04 Mar 2010 18:02:48 -0600 http://wordpress.org/?v=2.9.2 hourly 1 By: A Realistic Retirement Number :: My Retirement Blog http://www.myretirementblog.com/4-retirement-withdrawal-rule.html/comment-page-1#comment-63635 A Realistic Retirement Number :: My Retirement Blog Mon, 10 Mar 2008 10:39:06 +0000 http://www.myretirementblog.com/4-retirement-withdrawal-rule.html#comment-63635 [...] retire and still maintain a close standard of living. People throw out rules of thumb like the 4% withdrawal rule and the like but is that really the [...] [...] retire and still maintain a close standard of living. People throw out rules of thumb like the 4% withdrawal rule and the like but is that really the [...]

]]> By: Wealth Building Lessons http://www.myretirementblog.com/4-retirement-withdrawal-rule.html/comment-page-1#comment-6471 Wealth Building Lessons Mon, 09 Apr 2007 21:15:06 +0000 http://www.myretirementblog.com/4-retirement-withdrawal-rule.html#comment-6471 I strongly recommend that you read 'Yes you can retire comfortably' by Stein. He explains in detail how this may or may not suitable to your situation. Based on your retirement returns, a flat 4% withdrawal during the initial years of your retirement in a bear market could cause you to run out of money in 12-15 years. While you may get average returns, you need to prepare for worst case returns and best case longevity! I strongly recommend that you read ‘Yes you can retire comfortably’ by Stein.

He explains in detail how this may or may not suitable to your situation. Based on your retirement returns, a flat 4% withdrawal during the initial years of your retirement in a bear market could cause you to run out of money in 12-15 years.

While you may get average returns, you need to prepare for worst case returns and best case longevity!

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